Debt Free

Commit to a Cash Only Christmas

Commit to a Cash Only Christmas

What is a Cash Only Christmas? A cash only Christmas means that you will only use cash to pay for...

Christmas Budget

Christmas Budget

Don’t empty your savings account or max out your credit cards this Christmas. Use this free Christmas Budget worksheet to...

10 Things to Never Buy on Impulse

10 Things to Never Buy on Impulse

If you suffer from “Got to have it now Syndrome” then you have probably bought a lot of items on...

10 Money Moves to Make in your 20s

10 Money Moves to Make in your 20s

10 Money Moves to Make in your 20’s. You are completing your education and starting to live an independent life. You’re...

Personal Debt Quiz

Personal Debt Quiz

Take the Personal Debt Quiz to see if you are over extending yourself monthly and if you need help from...

10 Things to do with your Income Tax Return

10 Things to do with your Income Tax Return

1. Add it to your emergency fund: If you don’t have one, here is how to start an emergency fund. 2....

Lessons from Dave Ramsey

Lessons from Dave Ramsey

I recently read Financial Peace Revisited by Dave Ramsey. I’m sure you are familiar with Dave Ramsey and his belief in...